Leisure & Hospitality Insurance

Insurance Coverage for Bars, Restaurants, Food Trucks, Golf Courses, and more.

If you run a restaurant, food truck, or golf course in Massachusetts, your business is fast-moving and customer-facing. That means things can go wrong quickly.

We see this all the time. Insurance is set up early on, but as the business grows, the coverage doesn’t keep up.

What We See All the Time

• Liquor liability missing or not enough

• Equipment not properly valued

• Outdoor and seasonal exposures overlooked

• Staff-related risks underestimated

Coverage That Actually Matters

General Liability
Covers customer injuries and property damage.

Liquor Liability
Essential if you serve alcohol.

Property Coverage
For kitchens, equipment, and the building.

Business Interruption
Helps if you have to shut down.

Workers Compensation
Protects your team and your business.

Common Mistakes

• Assuming one policy covers everything

• Not adjusting coverage for busy seasons

• Underestimating equipment value

If you’re in hospitality, small gaps can turn into big problems fast.

If you’re running a restaurant, food truck, or golf course and want to make sure your coverage actually matches your business, LBP Insurance can help walk you through it and identify anything you might be missing.