Flood Insurance

Let LBP Insurance Put Our Flood Insurance Expertise to Work for You

Massachusetts is a state that is prone to flooding. In fact, Massachusetts has been ranked as one of the most flood-prone states in the country. This is due to a number of factors, including its location on the East Coast, its many rivers and streams, and its low-lying coastal areas.

Flooding can cause a significant amount of damage to homes and businesses. It can also cause loss of life. In Massachusetts, there have been a number of major floods in recent years. In 2011, the Merrimack River flooded parts of Lawrence and Lowell. In 2013, the Charles River flooded parts of Boston. And in 2015, the Blackstone River flooded parts of Worcester.

Homeowners Insurance Policies Do Not Cover Flooding

Since standard homeowners insurance doesn’t cover flooding, it’s important to have protection from the floods associated with hurricanes, tropical storms, heavy rains, and other conditions that impact the U.S.

Flood insurance may conjure up images of people who live on the beach or the banks of a river. The reality is that floods can happen to anyone, regardless of where they live. A bad flood can render useless every single item the water touches. It may seem like a few inches of water cannot do that much damage, but it can. Home insurance does not cover floods.

Flood coverage offers protection against losses that result from overflow of bodies of water, like rivers and streams, sudden surges from broken municipal water pipes in the street, storm surges, etc.

Protect your Home with Flood Insurance 

Flood insurance can help you protect your home and belongings from the financial damage caused by flooding. It can also help you rebuild your home if it is damaged by flooding.

The cost of flood insurance will vary depending on the location of your home, the type of flood insurance you purchase, and the amount of coverage you need. However, flood insurance is a relatively affordable way to protect your home and belongings from the financial damage caused by flooding.

To learn more, contact LBP Insurance today.