Navigating the Back-to-School Season: Your Insurance Checklist for September

September marks the start of a new season—back to school! For many families, this month is filled with excitement, anticipation, and a dash of chaos as they prepare for the academic year ahead. Amidst the hustle and bustle, it’s crucial not to overlook the importance of insurance coverage, which can provide peace of mind during this transitional period. In this blog post, we’ll explore some popular insurance topics for September and why they matter.

Auto Insurance for College-Bound Students

Coverage for Student Drivers

As college students pack up and head to campus, reviewing your auto insurance policy is time. If your student is taking a car with them, discuss whether they should remain on your policy or get their own. Different scenarios may impact premiums and coverage options.

Student Discounts

Some insurance providers offer discounts for good grades. If your student excels academically, inquire about these discounts, which can help reduce insurance costs.

Renters Insurance for Off-Campus Housing

Protecting Personal Belongings

With students moving into off-campus housing, renters insurance becomes essential. It safeguards personal belongings against theft, fire, or other unexpected events. Please encourage your child to inventory possessions and explore renters’ insurance options.

Liability Coverage

Renters insurance also typically includes liability coverage, which can protect your child if someone is injured in their apartment. Discuss the level of liability coverage that makes sense for their situation.