Using a Vehicle to Run your Business? You Need Commercial Auto Insurance

Commercial auto insurance isn’t just for owners of large industrial vehicles, like semis and dump trucks. Any business that uses personal vehicles to carry out a service, transport goods, or drive clients should have a commercial auto insurance policy.

Driving a vehicle daily to carry out your work means facing greater risks on the road; the greater the risk, the more coverage you need to protect what matters.

Most Commercial auto insurance policies typically include the following coverage:

  • Collison pays for damages to work vehicles caused by an object or another car.

  • Comprehensive pays for vehicle damage from theft, vandalism, fire, or a weather event.

  • Liability/Medica pays for injury damages to others in an accident, including bodily injury and any legal expenses in the event of a lawsuit.

  • Property damage: pays for damages to property, such as another car or a house.

Want to learn more? Contact LBP Insurance and speak with a member of our team who can help you find the right coverage to protect your business on and off the road.

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